FAQ

Education to help you with your credit repair journey

1What Makes Your Company Different From Other Credit Repair Companies?
We are different from other credit repair companies in that we not only work on removing inaccurate information, we also provide you with direction on how to raise your credit score and rebuild your credit. We arm you with the power and knowledge to regain your financial independence so you can enjoy the benefits of good credit once again.
2When Will I See Results?
You will start receiving results in about 30 to 90 days. Depending on your financial situation and a number of factors, we set appropriate and timely results for our customers. Contact one of our credit experts for more information.
3How Much Does it Cost?
We charge a one-time $149.00 credit analysis fee. In this analysis, we break down your credit report and provide you with a detailed account on factors and patterns pullingyour credit score down. We create a game plan and various scenarios to improve your credit score. If you are satisfied with the analysis and you want to move forward with the actual repair, there is a monthly fee of $99.00. You can cancel at any time, and are not charged until the credit repair work is performed.
4What is Included in the Program?
When you sign up for our monthly program, we work to remove inaccurate information from your credit report. We communicate with credit bureaus to ensure accurate information, and work with you to help raise your credit score with various tools and programs.
5How Long Will the Process Take?
We all want fast results. Most customers stay in the program for three to six months, depending on credit needs. Let us help customize an appropriate credit plan for you today.
6How Will I Get My Credit Reports to You?
There are three ways you can send us your credit scores. You can sign up for one of the online credit report providers, like privacyguard.com. Once you have signed up, you can use your log-in credentials to send us your credit reports. You can mail us your credit reports, or you can upload your credit reports to your own private online portal, and send them to us.
7Is There Any Advantage of Using a 3-1 Credit Report?
Yes, with this type of report, you can see all three of your credit reports at one time versus viewing each credit report individually.
8How Many Inaccurate Accounts Do You Challenge at One Time?
We can view as many inaccurate accounts as you like. If you have ten inaccurate accounts on your credit report, we will diligently challenge each of them upon your requests and our experts’ recommendations. Our expert credit advisors can walk you through inaccuracies found on credit reports, and advise which action should be taken or challenged.
9Do We Have to Be Married to Get the Family Plan?
No, but you have to live in the same household.
10Do You Share Our Personal Information With Anyone?
Your personal information is safe with us. When it comes to a credit repair company you can trust, Self-Credit Repair Learning Center is there for you. The only time we will share parts of your personal information is if one of our affiliate partners are involved with the dispute process.
11Can You Help Me Get Ready for a Home Loan?
Absolutely! We can assist you with raising your credit score so you can qualify for a home loan or even refinance your current home loan.
12Do You Dispute with Creditors and Collectors?
Yes, we challenge inaccurate information with the creditors and collectors when needed.
13What If I Have More Questions?
Just give us a call at or send your questions using the contact form on our website.
14How Can I Get Started Today?
Call one of our credit advisors at or fill out the online contact form, and one of our credit experts will get in touch with you within 24 hours. We value our customers and know the importance of reestablishing a high credit score.
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